Because you need a credit card or debit card as your back up funding source. Add this and you’re in instant transfer heaven. It comes from your bank account, but you have to have a backup funding source. I’ve been with Paypal for 8 years.
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Two things. The first is you’ll might have to upgrade your account from a personal account to either a premier account or business account to lift limitations to the account.
The second, you need to confirm your account by adding a bank account and credit card. Once you’ve added these, you must confirm your bank account by either giving PayPal your online bank login information or by verify tiny deposits they make to your account which could take between 3 to 5 business days for the transaction to complete.
Once you’ve confirm your account, there may be a few additional business days for them to verify everything before they’ll grant your account full access.